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Asset Term Deposit

Asset Term Deposit

Asset Term Deposit is a product for legal entities, offering good profitability in combination with a variety of currencies and terms.

  • Choice of four different currencies and six terms;
  • Unlimited depositing of additional amounts at any time;
  • Withdrawal at maturity of funds up to the minimum deposit amount;
  • Depositing, withdrawal and account servicing at maturity are free of charge;
  • Fixed interest rates for the entire deposit term, in BGN, EUR, USD, GBP, CHF;
  • Possibility to capitalize the interest rate/withdraw interest matured without violating the contract;
  • Automatic renewal of the deposit without the need to visit the Bank on maturity date;
  • Free activation of the online banking service - Asset Online;
  • Free issuance of debit card, protected by chip;
  • Option for issuance of a MasterCard Business with minimum non-reducible balance and of a MasterCard Business Asset revolving credit card.
  • Currency: BGN, EUR, USD, GBP;
  • Minimum deposit amount: BGN 100 / EUR 500 / USD 500 / GBP 500;
  • Term: 1, 3, 6, 12, 24, 36 months.

 Annual interest rates:

  BGN EUR USD GBP
1 month 0.03% 0.03% 0.03% 0.01%
3 months 0.07% 0.07% 0.07% 0.03%
6 months 0.20% 0.20% 0.20% 0.05%
12 months 0.35% 0.30% 0.30% 0.07%
24 months 0.45% 0.40% 0.40% 0.10%
36 months 0.55% 0.50% 0.50% 0.15%

Terms and Conditions of Interest Rates, Fees and Commissions Applied to Legal Entities’ Transactions.

The funds deposited on accounts with International Asset Bank AD are guaranteed in compliance with the Bank Deposit Guarantee Act.

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