International Asset Bank AD uses cookies to make browsing of its internet page more functional and efficient. Learn more about it here.

Accept
Investment Financing

Investment Financing

Asset Investment Financing is provided to municipalities, which are clients of the Bank, for the purpose of funding municipal investment projects in the following areas:

  • Road infrastructure;
  • Environmental infrastructure;
  • Industrial zones;
  • Landscaping;
  • Information technologies and networks;
  • Gasification;
  • Energy efficiency projects;
  • Water supply and sewerage;
  • Waste water treatment plants;
  • Waste processing, utilization and recycling infrastructure and building of municipal waste collection platforms;
  • Building of farm produce markets;
  • Projects of social importance.
  • Competitive interest rate levels;
  • Bank servicing of municipalities’ budgets on accounts at International Asset Bank AD and provision of package services, such as: opening of payroll card accounts of municipality employees, with the possibility to grant preferences, as well as additional rebates for using packages and for refinancing of loans from other banks;
  • Option to benefit from overdraft on card accounts;
  • Option for deposit accounts with flexible monetary funds management;
  • Option to install a ATM and/or POS terminal at the Municipality;
  • Option to establish an Off-site workplace (OWP) of the Bank at a room in the Municipality building;
  • Free activation of the Asset Online Internet banking service.
  • Currency: BGN, EUR;
  • Loan amount: up to BGN 10 000 000 or the equivalent in EUR;
  • Repayment term: in compliance with the public procurement terms and the project specifications;
  • Security: pledge of future receivables and collateral, acceptable for the Bank.

Annual interest rate:

  • BLRleil (Bank lending rate for legal entities’ investment loans in BGN or foreign currency) + an agreed margin, reflecting the project risks and the investment recovery term.

Fees and commissions:

  • By agreement and in accordance with the public procurement terms.
You may be interested in:
  • Bank guarantees

    Various types of bank guarantees, at the most advantageous terms and with a personal approach.


  • Payroll Payments

    A cost-effective, convenient and reliable solution for execution of payroll payments to the personnel of corporate clients.

  • ATMs

    There are two types of ATMs - “through the wall” and “lobby”, which offer secure and non-stop access to cash and numerous other functions.