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Deposit Asset Temptation 1

Deposit Asset Temptation 1


Deposit Asset Temptation 1 is a monthly growing term deposit available in BGN, EUR and USD, with monthly payment of the interest. The product combines a very good growing profitability with flexible term. In case of early termination any interest already paid remains unaffected and is not deducted from the principal.

  • Choice of three currencies;
  • Constantly growing attractive fixed interest rates, for each subsequent monthly period up to the twelfth one;
  • Depositing, withdrawal and account servicing at maturity are free of charge;
  • Preservation, in case of early termination, of any interest already paid;
  • Unlimited depositing of additional funds within the initial 6 periods (180 days);
  • Unrestricted management of the paid interest amounts;
  • Automatic renewal of the deposit without the need to visit the Bank on maturity date;
  • Free issuance of debit card, protected by chip and an option to use additional services - MasterCard SecureCode, SMS notification,  Asset electronic utility bills;
  • Possibility of issuing Asset revolving credit card - MasterCard Standard/Gold, with the funds from the deposit serving as collateral, at exceptionally favourable interest rate terms – respectively 7% for MasterCard Standard / 6% for MasterCard Gold for purchases and cash withdrawals;
  • Free activation of the online banking service - Asset Online.
  • Currency: BGN, EUR, USD;
  • Minimum opening balance: BGN 500 / EUR 250 / USD 250;
  • Term: 12 months.

Annual interest rate:

1st (basic) 0.05% 0.03% 0.10%
2nd 0.07% 0.05% 0.15%
3rd 0.10% 0.07% 0.20%
4th 0.12% 0.10% 0.25%
5th 0.15% 0.12% 0.30%
6th 0.17% 0.15% 0.35%
7th 0.20% 0.17% 0.40%
8th 0.22% 0.20% 0.45%
9th 0.25% 0.22% 0.50%
10th 0.27% 0.25% 0.55%
11th 0.30% 0.27% 0.60%
12th 0.35% 0.30% 0.65%


Terms and Conditions for Interest Rates, Fees and Commissions Applied to Physical Entities` Transactions.

The funds deposited on accounts with International Asset Bank AD are guaranteed in accordance with the Bank Deposit Guarantee Act.

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